Terms of Service

Last Updated: January 30, 2026

1. Acceptance of Terms

By accessing DropMyAutoRate.com, you agree to be bound by these Terms of Service and all applicable laws and regulations.

2. Description of Service

Drop My Auto Rate is an independent marketplace. We provide a referral service to connect users with licensed insurance agents. We are not an insurance company and do not issue insurance policies ourselves.

3. Accuracy of Information

While we strive for accuracy, insurance rates and savings percentages are estimates. Final rates are determined solely by the insurance carriers based on your individual profile.

4. Disclaimer of Liability

Drop My Auto Rate is not liable for any discrepancies in quotes or issues arising from the insurance policies provided by third-party agents.

5. Governing Law

These terms are governed by the laws of the State of California.